Durham & Bates

INDUSTRY SPECIALTIES

At Durham and Bates, we understand that the needs of our business partners and clients can vary widely. Our teams possess wide industry knowledge and have developed a number of specialties in order to provide our clients with exceptional service. Our teams have built extraordinary relationships with major insurance carriers over time. These partnerships allow us to help clients address their complex risk management and insurance needs. When a claim occurs, Durham and Bates is here to help. Our teams have expertise in managing complex claims and helping clients get their claims resolved quickly and fairly.

 

Construction

The Durham and Bates Construction Team delivers innovative and customized solutions to the commercial construction industry, including general contractors, marine contractors, street and road contractors, as well as a variety of sub-trades and suppliers.  Our specialized team is equipped to assist with a wide array of insurance coverages such as:

• General Liability and Marine General Liability
• Workers' Compensation, including USL&H and Marine Employers Liability
• Inland Marine, including Builders' Risk, Contractors Equipment , Riggers Liability and Transportation
• Contract and Commercial Surety

Real Estate

The real estate industry is changing . The Durham and Bates team delivers unique solutions to Commercial Property Developers, Property Management Firms, Property Owners, Landlords, Purchasers and Sellers of Commercial Real Estate.

Some of the insurance coverages available include:

• General Liability
• Excess Liability
• Building and Personal Property
• Boiler & Machinery
• Business Interruption and Extra Expense

Manufacturing

At Durham and Bates, we endeavor to provide creative solutions to manufacturers in many different sectors. We have expertise in addressing risk management for the manufacturers of a wide variety of products, such as plastics, rubber products, technology, metal, and food.

Our partnerships with major insurance carriers allow us to help clients address their complex risk management and insurance needs, including:

• General and Products Liability
• Excess Liability
• Building or Machinery
• Commercial Auto
• Finished goods
• Cargo, Transportion or Storage

Professional Services

The Durham and Bates team delivers innovative and customized solutions to professional service providers ranging from law firms, investment advisors, accountants and consultants.

Our team has in-depth knowledge of the insurance needs of our professional service clients which may include:

• Professional Liability
• Directors & Officers Liability
• Crime
• Surety Bonds
• Computer/Media

Non Profit

Durham and Bates has a profound respect for the important work done by non-profit organizations and is grateful for the positive impact they have on our community.We understand that our non-profit clients need to control business expenses and maximize resources so they can focus on fulfilling their very important mission. We work with clients to develop sound solutions to their risk management challenges.  This may include:

• Professional Liability
• Foster Parent Liability
• Directors & Officers Liability
• Fiduciary Liability
• Surety Bonds
• Property

Marine Operators

Durham and Bates is proud of our company's origins in marine insurance. In a specialized industry, our Marine Team believes each marine client is also a specialist in their field and deserves a customized insurance program. The Marine Team's experience totals more than 100 years, dedicated to serving marine industries including tug and barge, blue-water ships, marine construction, ship pilots, importers, exporters, cargo and charterers.

Our team's understanding of clients' businesses and exposures allow us to appropriately address insurance needs, such as:

• Hull & Machinery
• Protection & Indemnity
• Vessel Pollution
• War Risks
• Charterers Liabilities
• Wharfingers and Stevedores Liability
• Ship Agent's E&O
• Pilot's License and Legal Liabilities

TECHNOLOGY

With the new opportunities afforded by technology come a new set of business risks. For High-Technology companies that thrive on innovation and change, obtaining the right combination of insurance coverages and support services can be a daunting task. The Durham and Bates Technology division is designed to consult our clients on the unique nature of their technology exposures and the various methods to address those risks.

Our ability to anticipate change and understand its impact on a client's insurance portfolio distinguishes the Durham and Bates Technology division.

• Errors and Omissions
• Commercial General Liability
• Research and Development
• Intellectual Property
• International Coverages
• Multimedia Liability
• Property

ENVIRONMENTAL

Durham and Bates is a leader in providing risk management services to commercial and institutional clients. Our environmental insurance experts supplement our traditional services, analyzing the unique risks presented by your operations. With knowledge of your exposures as well as insurance products available, we tailor a program to provide specific coverage required to protect your company's assets and meet your business objectives. Among other insurances, our programs can include:

• Contractors’ Pollution Legal Liability
• Commercial Property Redevelopment Pollution Policy
• Environmental Consultants Professional Liability
• Non-owned Disposal Site Liability
• Site Pollution & Remediation Legal Liability
• Property Transfer Pollution Legal Liability
• Storage Tanks Liability
• Transporters’ Pollution Legal Liability

FOREST PRODUCTS

The Durham and Bates team can assist in developing solutions for the Forest Products industry in many different sectors including Logging and Lumbering, Sawmills, Building Materials dealers and manufacturers.  These solutions may include:

• General and Products Liability
• Building or Machinery
• Commercial Auto
• Finished goods
• Cargo and Transportion
• Storage
• Inland Marine
• Environmental Liability