Welcome to Excess Liability.

Some days require an umbrella to protect from a sudden downpour.

Excess liability insurance protects you from the kinds of ‘out-of-nowhere’ claims that could do serious harm.

Stay protected, even when you can’t see what’s coming.

Excess liability insurance — also known as umbrella insurance — is one of the most important types of insurance a high-net worth individual or small business owner can buy. It protects you from holes or limits in existing policy coverage, as well as from financially draining lawsuits.

umbrella statement

Without excess liability insurance, some events could spell financial ruin.

Excess liability insurance helps cover exceptionally large events or losses that have low probabilities of happening — but nonetheless can still happen. For example, if a jury orders you to pay $3 million in damages for a liability claim, but your general liability policy has a $2 million limit, you’re required to cover the additional $1 million. Your excess liability coverage would fill the gap.

Find a competitive quote that addresses your specific risk categories.

Leading our Excess Liability line:

Emily Klasson

Emily Klasson Personal Meet Emily

Evelyn Sorenson

Evelyn Sorenson Personal Meet Evelyn